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Using the site in a way that violates any applicable local, national, or international law or regulation.
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Engaging in any unlawful or fraudulent activities through the site, or using it for any unlawful or fraudulent purposes.
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Using the site to harm or attempt to harm minors in any manner.
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Sending, receiving, uploading, downloading, or reusing any material that does not comply with our content standards outlined below.
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Transmitting or facilitating the transmission of unsolicited or unauthorized advertising, promotional material, or any form of spam.
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Knowingly transmitting or uploading any data or material containing viruses, Trojan horses, worms, time-bombs, keystroke loggers, spyware, adware, or any other harmful code intended to damage or interfere with software or hardware.
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Using the site in a way that could reasonably damage or overload our servers or networks connected to them.
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Interfering with other users' access to or use of the site, or violating any applicable laws or rights of others.
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Employing any robot, spider, data aggregation tool, or other automated processes to monitor, copy, or extract content or data from the site without prior written consent.
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Scraping sensitive personal data or using it without consent.
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Using automated tools to aggregate or combine information from our site with data from third-party sources.
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Exploiting feedback or rating systems, including leaving false reviews or ratings.
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Interfering with or attempting to disrupt the proper functioning of the site or any ongoing transaction or process.
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Posting, transmitting, distributing, or making available through the site any content that is false, misleading, fraudulent, or likely to cause confusion, or that is unlawful, defamatory, obscene, offensive, harassing, invasive of privacy, abusive, or otherwise objectionable.
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Taking any action that imposes an unreasonable or excessive load on the site’s infrastructure or bandwidth.
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Attempting unauthorized access to the site, its server, or any connected server, computer, or database.
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Attempting to attack the site via denial-of-service (DoS) or distributed denial-of-service (DDoS) attacks.
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Attempt to reverse-engineer, disassemble, decompile, or otherwise uncover the source code, algorithms, or processes related to the software that supports the infrastructure and operations of our site; or
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Copying, reproducing, modifying, creating derivative works from, or publicly displaying any part of the site's content without prior written permission.
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Engaging in illegal financial activities like fraud or money laundering through the site.
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Selling or reselling site access, services, or features without explicit approval.
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Tampering with or circumventing any security or authentication measures on the site.
3.
Disclaimer and Risk Warning
Our site serves as a marketplace that facilitates direct investments in properties listed by third parties. As such, we do not own or sell any of the properties or investment opportunities presented on our platform.
You acknowledge that no content on our site should be interpreted as a recommendation for any specific investment, portfolio, transaction, or investment strategy. Additionally, you understand that we, along with our information providers, affiliates, and third parties, do not offer personalized advice regarding the nature, potential, value, or suitability of any particular investment or strategy.
The materials and content available on our site are intended solely for informational purposes and do not address your specific needs. They do not constitute any form of advice or recommendation from us, nor should they be seen as an offer, solicitation, or invitation to buy or sell investments, securities, or other financial services beyond what is permitted under our DFSA license to operate a Property Investment Crowdfunding Platform. You should not rely solely on this information when making investment decisions; we strongly advise consulting an independent financial advisor.
Investments and their associated income can fluctuate, and you may not recover the full amount you invested. Past performance does not guarantee future results, and it may be challenging to sell, value, or obtain reliable information about certain investments or their associated risks.
You acknowledge that the prices, descriptions, and other financial data presented on our site are sourced from third parties deemed reliable, and we verify this data to the best of our ability. However, you recognize that neither the data nor the calculations provided are guaranteed to be complete or accurate.
You agree that the returns we advertise on our site are indicative and subject to various economic and business factors beyond our control; we do not guarantee that these returns will be available to you at any given time.
Nothing on our site constitutes an offer or solicitation to sell or distribute investments and related services to anyone in any jurisdiction.
Occasionally, our site may reference previous investments or data we have published. These references may be selective or incomplete. Given the dynamic nature of markets, previously published information may not be current and should not be relied upon.
4.
Disclaimers of Warranties
Our site is provided "as is," without any express or implied warranties of any kind. We, along with our affiliates, agents, and licensors, do not guarantee the accuracy, reliability, quality, or completeness of the information presented on our site. We also do not assure that the services available through our site will be timely, non-infringing, of satisfactory quality, or suitable for any specific purpose. We hereby disclaim all such express or implied warranties, except those that cannot be legally excluded.
Although we make every effort to ensure that our services are consistently available, the nature of the Internet means we cannot guarantee uninterrupted access. We do not warrant that our site or any part of it will always be available, error-free, or that any defects will be corrected, nor can we guarantee that our site is free from viruses or other harmful elements. We will not be liable for any loss, damage, expenses, costs, delays, or any other liabilities (including financial losses) incurred due to your use of our site or if it is unavailable for any reason. This does not affect our liability for death or personal injury resulting from our negligence, nor does it limit our liability for fraud, fraudulent misrepresentation, or any other liability that cannot be excluded or limited under applicable law.
You are solely responsible for obtaining telecommunications access to our site and for any associated fees (such as those from your internet service provider or airtime charges). Additionally, you are responsible for all equipment necessary to access our site and for installing and maintaining antivirus software on your devices.
Please be aware that information transmitted through our site will traverse public telecommunications networks. We accept no liability if communications sent via our site are intercepted, delayed, delivered incorrectly, or not delivered at all.
Our site is primarily designed to be viewed using a standard web browser with a screen resolution of 1024 by 768 pixels or higher. While it may be possible to access the site through other methods, the layout or functionality might not display correctly on those alternative platforms.
You are prohibited from using devices or services intended to deliver high-speed, automated, or repeated access to our site.
Some areas of our site are restricted by passwords or require a login. You must not attempt to gain unauthorized access to these areas or any secured materials or information by methods not explicitly provided by us for your use..
6.
Qualification and Account Creation
To use our site, you must be at least eighteen (18) years old (as per the Gregorian calendar) and have full legal capacity. You confirm that you have the legal right, experience, and knowledge to access and utilize our site in compliance with these terms.
Access to our services and certain restricted areas of the site requires you to register either as an investor or a seller. Please note that you may not be approved if you apply for registration as both an investor and a business.
The registration process involves providing some basic information, such as your name and email address. You’ll also be prompted to create a unique username and password and may need to answer specific security questions. These details help us identify you, so it’s important to keep them confidential.
At the next step, you’ll need to submit additional information, depending on whether you are registering as an investor or a seller. This includes submitting proof of identity and proof of your current address (or that of the directors, partners, or representatives of the business, if applicable), in compliance with our anti-money laundering obligations. Registration applications for both sellers and investors are subject to our approval, which we reserve the right to accept or reject at our discretion.
You confirm that all information provided during the registration process is accurate, up-to-date, and complete. For more details on how we handle your personal data, please refer to our
Privacy Policy
7.
Your Account Credentials
Each time you access our site, you will be required to provide your email address and password, and you may also need to answer certain security questions. Your login details are personal to you and cannot be shared or transferred.
You are accountable for all activities and information on our site conducted under your username and password. It is your responsibility to keep these credentials confidential and secure. If you discover or suspect any unauthorized access, loss, theft, or disclosure of your login details, you must inform us immediately. Despite these measures, you:
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The creation, are not permitted to share, transfer, or sell your username or password to any third party; and
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agree to inform us at support@luxestate.io immediately if you become aware of any unauthorized use of your username or password, or any potential security breach, such as loss, theft, or unauthorized disclosure of your login details.
If you permit an employee, subcontractor, or agent to use your login credentials, you will be held accountable for their actions on our site. We also reserve the right to disregard any instructions if we suspect that the individual accessing your account is not you or if we detect any illegal, fraudulent, or unauthorized activity.
8.
Links to and from other websites
Through hypertext or other computer links, you may access websites operated by parties other than us from our site. These hyperlinks are provided solely for your convenience and reference, and any responsibility lies entirely with the owners or operators of those sites. You acknowledge that we do not endorse or assume responsibility for the content or functionality of such external websites, nor do we make any representations or warranties regarding them, including but not limited to the assertion that their content does not violate the rights of any third party or applicable laws.
To the fullest extent allowed by law, we disclaim all liability for any damage, costs, injuries, or financial losses that may arise in connection with the materials from these external sites.
Our site should not be framed within any other site, nor should you create links to any part of our site. We reserve the right to revoke linking permissions at any time without prior notice.
We are not responsible for the use or inability to use any third-party software or materials found on the site, and we will not be liable to any individual or entity for their usage or inability to use such third-party software or materials.
9.
Limitation of Liability and Indemnification
You use our site at your own risk. Neither we nor our affiliates, agents, officers, employees, suppliers, or licensors will be responsible to you or any other party for any of the following:
Any inaccuracies, delays, service interruptions, errors, or omissions, regardless of the cause, or any resulting damages.
Any decisions made or actions taken, or not taken, based on your reliance on our site or its content.
Any damages, including but not limited to direct, indirect, incidental, consequential, special, punitive, or similar damages, regardless of the liability theory, even if we were advised in advance of the possibility of such damages.
Any loss or injury stemming from the use of our site's content, whether in whole or in part, caused by negligence or circumstances beyond our control during the procurement, compilation, interpretation, reporting, or delivery of our site and its content.
Any losses, damages, liabilities, claims, or expenses (including legal fees and costs of defense or settlement) of any kind, whether direct, indirect, or consequential, resulting from or related to your use of our site or its content, regardless of how caused, whether in contract, tort (including negligence), statute, or otherwise.
Any loss resulting from circumstances beyond our control.
This does not affect our liability for death or personal injury resulting from our negligence, nor does it affect our liability for fraud, fraudulent misrepresentation, or any other liability that cannot be excluded or limited under applicable law.
Our maximum liability to you under these website terms of use, and any other terms related to your use of our site, will not exceed AED 10,000.
All limitations and exclusions of liability stated in these website terms of use will apply to the fullest extent permitted by applicable law.
You agree to fully indemnify us for any liability we incur due to any loss, cost, damage, or expense resulting from your violation of these website terms of use. If you use our site inappropriately or maliciously, you agree to indemnify us against any losses we or third parties may incur as a result of such use.
10.
Site availability
We strive to ensure that our site is accessible at all times. However, due to the nature of the internet, we cannot guarantee uninterrupted access or that our site will always be available without errors. Periodic maintenance, technical issues, or other unforeseen circumstances may temporarily affect the availability of our site.
We will make reasonable efforts to keep our site operational and to address any issues that arise, but we do not accept liability for any inconvenience or disruption caused by the site being unavailable for any reason.
11.
Ownership of Intellectual Property
Any comments, suggestions, concepts, materials, or other information (excluding data) you submit through our site will become our exclusive property. You acknowledge that you are accountable for any contributions made using your username or password, and you assume full responsibility for these submissions, including their legality, accuracy, reliability, appropriateness, originality, and copyright status. Notwithstanding the above, we reserve the right to decline to publish, modify, remove, or shorten any submission for any reason. Additionally, we may disclose any submission if deemed necessary to comply with applicable laws, regulations, legal processes, or governmental requests, all at our discretion.
We retain ownership of all current and future copyrights, trademarks (both registered and unregistered), design rights, unregistered designs, database rights, and all other intellectual property rights associated with our site.
If any of these intellectual property rights inadvertently vest in you by law or other means, you agree to perform all necessary actions and sign any documents, both now and in the future, that we may reasonably require to transfer those rights back to us.
You will maintain ownership of all copyrights for any data you upload or submit to our site. Subject to our obligations regarding your personal data as detailed in our Privacy Policy, you grant us a worldwide, perpetual, exclusive, royalty-free, and non-terminable license to use, copy, distribute, publish, and transmit such data in any manner.
We do not guarantee that the content on our site does not violate the rights of any third party. We reserve the right to reveal your identity to any third party that claims any material you have posted or uploaded to our site infringes upon their intellectual property rights or right to privacy. Furthermore, we may remove any content or postings made by you on our site at any time.
12.
Copyrights and Registered Marks
The content and functionality of our site are either owned by us or licensed to us, and they are protected by copyright, trademark, patent, and other relevant laws.
Except as necessary for personal viewing through your web browser, or as allowed under these website terms of use, you may not reproduce, store (for any duration), modify, adapt, upload to any third-party site, frame, publicly display, or transmit any part of our site in any form or by any means without obtaining our explicit prior written permission.
13.
Protection of information
You agree not to disclose or share any Confidential Information at any time after receiving your unique username from us, except with professional advisors or as legally mandated by authorities. You will make every effort to safeguard against any unauthorized dissemination of Confidential Information and will utilize this information solely for the purpose of proposing, evaluating, or conducting transactions through our site. For the purposes of this clause, Confidential Information encompasses all types of information—whether visual, oral, or electronic—that pertains to us, any investor or seller (including their profiles), or any past investors or sellers, which is shared or revealed through our site or communicated to employees or agents in relation to the site’s usage.
14.
Disruption and Conclusion
We reserve the right to assess, at our sole discretion, whether there has been a violation of these website terms of use as a result of your interactions with our site. If a violation is found, we may take any measures we consider necessary.
We can revoke your login credentials and/or access to our site at any time and for any reason, with or without prior notice, and we will not be liable to you for any such actions, regardless of the circumstances.
We disclaim responsibility for any actions taken in relation to violations of these terms. The responses outlined in this policy are not exhaustive, and we may pursue any additional actions we find reasonable.
All limitations, exclusions, and disclaimers of liability will remain in effect during any suspension and will endure beyond the termination of your access. After a suspension or termination, you must refrain from accessing or using our site in any manner, whether directly or indirectly.
Should we not enforce the strict compliance of these website terms of use or fail to utilize any rights or remedies available to us under these terms or any related document, this will not constitute a waiver of those rights or remedies, nor will it relieve you of your responsibilities under these terms. Additionally, a complete or partial waiver of any right or remedy does not prevent us from exercising that right or remedy—or any other rights or remedies—in the future.
If any of these website terms of use or any provisions in related documents are found by a competent authority to be invalid, illegal, or unenforceable to any degree, that specific term will be severed from the remaining terms, which will continue to remain valid as permitted by DIFC law.
These website terms of use do not intend to or will they create any partnership or joint venture between the parties, nor do they authorize any party to make commitments on behalf of another.
You should seek your own tax advice, as we make no representations regarding your tax status in relation to any investments you make.
Any communication or notice exchanged between the parties regarding these website terms of use must be in writing and delivered by hand, sent via prepaid first-class mail (or an equivalent next-day delivery service) to the recipient’s registered office (if applicable) or primary business/residential address (if an individual), or sent via email to the address provided by the other party. For notices, our email address is support@luxestate.io. Notices will be considered received if delivered by hand upon signature of the delivery receipt, when left at the appropriate address, if sent by email at 9:00 AM the following business day, or if sent by post (or other delivery method) on the second working day after mailing. All correspondence must be conducted in English.
Any disputes or claims arising from or related to our site, these website terms of use, or their formation will be governed by DIFC law, with such disputes subject to the non-exclusive jurisdiction of the DIFC Courts.
These website terms of use, along with any documents expressly referenced, form the entire agreement between us, overriding all previous discussions, correspondence, negotiations, or agreements related to this subject.
16.
California Residents and Users
If you are a resident of California, you have specific rights under the California Consumer Privacy Act (CCPA). This law provides you with the ability to request information regarding the collection, use, and disclosure of your personal information. Additionally, you have the right to access, delete, and opt-out of the sale of your personal data. We are committed to protecting your privacy and ensuring that you are informed about how your data is handled. If you wish to exercise any of your rights under the CCPA or have questions about our data practices, please contact us for more information.
There may be
information on the Site that contains typographical errors, inaccuracies, or
omissions, including descriptions, pricing, availability, and various other
information. We reserve the right to
correct any errors, inaccuracies, or omissions and to change or update the
information on the Site at any time, without prior notice.
18.
Modifications to These Website Terms of Use
We reserve the right to alter these terms of use at any time. Any modifications will take effect immediately upon being posted on our site. We encourage you to review these terms regularly to stay informed of any changes. Your continued use of our site following the posting of updates signifies your acceptance of the revised terms. If you do not agree with any changes, you must cease using our site immediately.
The information and services provided on our site are offered on an "as is" basis without any warranties of any kind, whether express or implied. While we strive to ensure that the content is accurate and up-to-date, we cannot guarantee its completeness or reliability. You acknowledge that any reliance on the information found on our site is at your own risk. We are not liable for any direct or indirect damages resulting from your use of or inability to use the site, including any errors or omissions in the content.
These terms constitute the entire agreement between you and us regarding your use of our site and supersede any prior agreements or understandings. If any provision of these terms is found to be unenforceable or invalid by a competent authority, the remaining provisions will continue to be in effect. Our failure to enforce any provision of these terms shall not be construed as a waiver of our right to enforce that provision or any other provision in the future. You may not assign your rights or obligations under these terms without our prior written consent, while we reserve the right to assign our rights and obligations as necessary. These terms are governed by applicable laws, and any disputes arising from them will be handled within the relevant jurisdiction.
We collect and maintain certain information about you when you use our site. This data may include personal details, usage statistics, and other relevant information necessary for providing our services. You agree to provide accurate, complete, and up-to-date information during the registration process and whenever you use our site. It is your responsibility to ensure that your user data remains current and to notify us of any changes.
If you have any inquiries regarding these website terms of use or need to reach out to us for any reason, please get in touch at support@luxestate.io
